Atlas privacy policy

Last updated: 4 October 2026.

Atlas is a personal iPhone app. It is developed by one individual, Manoj Ravindran, in his own time and for his own household's personal use. It is not a company or a business: it has no customers, no revenue, no employees and nothing for sale, and it is not offered to the public. Today only the members of his household use it, through TestFlight. In future he may invite a few friends and family members to use it too, always free of charge and by personal invitation only. This page explains what Atlas stores and how it is used.

What Atlas stores

• Your account. Your name and email address from Sign in with Google, so the app knows who you are and which household you belong to.
• Household finance (Cube). When a member connects a bank, Atlas uses Plaid to import the chosen accounts, their balances and up to 24 months of transactions. Atlas also stores what members add: categories, notes, rules, limits, cash purchases and month checks. Atlas never sees or stores bank passwords. Plaid access tokens are stored encrypted.
• Apple Card (Cube, if enabled). On the cardholder's own iPhone, and only after they allow it in the iOS permission sheet, Atlas reads the Apple Card account, balance and transactions through Apple's FinanceKit and adds them to the household's budget.
• Trips (Postcard). The photos and videos, notes and comments that members add to shared trips, and the location attached to them: the places a member picks and, when the member allows it, the precise location of the phone or of the photo. Also the household's own data: its members, their roles (Admin or Member) and invitations.
• App health. Crash reports and basic diagnostics, so problems can be fixed.
• Notifications. A device token, so the app can send notices. Notices never include amounts.

Who can see it

Household data is visible only to the members of that household. The data is stored with Google (Firebase and Cloud SQL in the United States). Bank connections go through Plaid, under Plaid's own privacy policy.

What Atlas never does

• Atlas never sells data.
• Atlas never shares data with third parties for their own use.
• Atlas never uses data for advertising, marketing or personalization.
• Atlas does not track you across other apps or websites.

Your choices and deletion

• A member can disconnect a bank or Apple Card at any time in Cube. Importing stops at once.
• The last member of a household can archive it. All of its finance data is then permanently deleted after 30 days.
• A member can export the household's transactions and monthly summaries as CSV files.
• Deleting your Atlas account removes you from the household and disconnects the banks you connected.

Questions

Questions or deletion requests: atlas@manojravindran.com. This address reaches Manoj Ravindran, the individual who develops the app.